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This principle-driven personal finance course equips high school juniors and seniors with the perspectives, principles, and processes to apply biblical wisdom to their financial decision making.  Greater Atlanta Christian School in Atlanta piloted the course in 2016. This video shares how the curriculum is impacting their community.

Module 1: Stewardship

Module One covers perspectives and principles of stewardship, including a definition of biblical stewardship, discussion around how God uses money in our lives, and lessons from the Parable of the Talents. It reveals the power of a wisdom worldview in all decision-making, including financial.

Module 2: Principles and a Pie

Module Two covers five fundamental biblical decision making principles that can be applied in any economic scenario and at any income level. Then, it introduces the “Live, Give, Owe, Grow” model that will frame the rest of the curriculum.

Module 3: Live

Module Three teaches about the biggest piece of our spending pie, lifestyle. It looks at the question of how much is enough and unpacks biblical teaching on lifestyle decisions, informed by 1 Timothy’s teaching on provision, contentment, and enjoyment. 

Module 4: Give

Module Four teaches about giving with the basic premise that giving breaks the power of money. In it, students learn about the treasure principle and engage in discussions about “why give?”, “where give?”, and “how much to give?”.  This module is designed to be one of self-discovery, interaction, and hands on application.

Module 5: Owe

Module Five unpacks owing, looking at both debt and taxes. Given that debt always mortgages the future, the module teaches the power of compounding and applies it to specific scenarios such as car debt and credit card debt. Taxes are taught in the context of understanding types of taxes and framing them as a way to honor governmental authority and to give thanks to God for His provision.

Module 6: Grow

Module Six explores saving from a biblical perspective, tying it back to goal setting and to living out of God given priorities and objectives. The key diagram in this module is the “Sequential Investing Diagram” that offers a step-by-step approach to short and long term savings. Module Six also looks at the process for setting faith goals.